The Nawiri Account is a pay as you go account best suited for individuals and sole proprietors who are trading either as themselves or using a business name.

Target Market


Individuals, Sole Proprietors, Joint Account Holders


Features


One free monthly e-statement

Available in KES, USD, GBP and EURO

Free inward RTGS


Terms


Nil opening balance

Nil minimum balance

Nil ledger fees

Free deposits


Fees & Charges


Over the counter (OTC) withdrawal fee of KES.100.00

Inward EFT KES.100.00

Outward cheque deposits at KES. 25.00 per cheque


Banking Channels


Withdrawal at all Sidian Bank branches

SidianVIBE (Mobile Banking)

Online Banking

Direct deposit to account via PayBill number 111999

Aggregated PayBill and Till Number

Sidian Visa Debit/Credit Card

All charges are subject to applicable tax


Set yourself a target and achieve it with the Premium Savings Account.

Target Market


Individuals


Key Features & Benefits


One free monthly e-statement

Free inward RTGS

Competitive interest rates

No ledger fees

Available in KES, USD, GBP and EURO


Terms


Opening Balance: KES. 500.00

Minimum Balance: KES. 500.00

One over the counter withdrawal per quarter

Not eligible for: cheque book, Sidian Visa Debit/Credit Card, SidianVIBE (Mobile Banking)


Fees & Charges


One over the counter withdrawal per quarter charged at current tariff (KES.100.00)

Additional withdrawals will incur a charge of KES.200.00 per withdrawal

Inward EFT KES.100.00


Banking Channels


Direct deposit to account via PayBill number 111999

All charges are subject to applicable tax


Save for your child’s future with the Msingi Savings Account.

Target Market


Children (Account Operated By Parent)


Key Features & Benefits


1 free bankers’ cheque per quarter

One free monthly e-statement

Free inward RTGS

Competitive Interest Rates

No ledger fee


Terms


Opening Balance: KES. 500.00

Minimum Balance: KES 500.00


Fees & Charges


Inward EFT KES. 100.00


Banking Channels


Direct deposit to account via PayBill number 111999

All charges are subject to applicable tax


A transactional account designed for salaried individuals with a flexible pay as you go structure.

Target Market


Individuals

Joint Account Holders


Key Features & Benefits


One free monthly e-statement

Available in KES, USD, GBP and EURO

Free inward RTGS

Free deposits


Terms


Nil opening balance

Nil minimum balance

Nil ledger fees


Fees & Charges


Salary processing fee KES.100.00

Over the counter (OTC) withdrawal fee KES. 100.00

Inward EFT KES.100.00


Banking Channels


Withdrawal at all Sidian Bank branches

SidianVIBE (Mobile Banking)

Online Banking

Direct deposit to account via Pay Bill number 111999

ATMs

Sidian Visa Debit/Credit Card

All charges are subject to applicable tax


Bundled account best suited for individuals and/or salaried individuals with frequent transactions, catered for by a one-off monthly fee.

Target Market


Individuals


Key Features & Benefits


One free monthly e-statement

Dedicated relationship manager

Available in KES, USD, GBP and EURO

Free ATM withdrawals (at Sidian Bank ATMs)

Free inward RTGS/EFT


Terms


Opening balance KES. 10,000.00, USD. 200.00 (FX equivalent of USD. 200.00)


Fees & Charges


Fixed monthly charge of KES. 750.00

Free deposits


Banking Channels


Withdrawal at all Sidian Bank branches

SidianVIBE (Mobile Banking)

Online Banking

Direct deposit to account via PayBill number 111999

Sidian Visa Debit/Credit Card

All charges are subject to applicable tax